Basic Plan
This plan of our AI powered investment newsletter uses Fidelity funds for small cap, mid cap, large cap and different types of bonds for the US market.
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At any point in time, you will get recommendation for the best fund to hold for the period until our underlying models suggest a change in the fund. When a change is needed, you will get a recommendation for selling the current fund and buying a new one that we recommend.
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Average number of trades / year: 5 to 6
Past Performance
Returns
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30 years: 14.3% p.a.
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10 years: 11.1% p.a.
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3 years: 6.6% p.a.
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3 months: 13.2% increase
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1 month: 2.2% increase
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Risk
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Probability of 15% y-o-y loss: 4.4% vs 17.7% for S&P500
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Sortino Ratio: 5.36 vs 2.64 for S&P500
How to use?
You can use this strategy in any account where you can buy Fidelity funds.
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If your account does not offer the funds , then use the fund that is closest to our recommendation.
Considering that the basic plan is a single fund at a time strategy (vs a portfolio of funds), you may want to hold 50% of your investments in a birthdate fund of your desire and the remaining 50% in this strategy for that extra boost