Mutual Fund Plan - F (MF-F Plan)
This plan uses Fidelity funds for major sectors of the US economy such as computers, biotech, consumer finance, semiconductors, energy, aerospace & defense, etc.
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At any point in time, you will get recommendation for the best fund to hold for the period until our underlying models suggest a change in the fund. When a change is needed, you will get a recommendation for selling the current fund and buying a new one that we recommend.
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Average number of trades / year: 4 to 5
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Is our money invested in this plan: YES
Past Performance
Returns
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30 years: 32.5% p.a.
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10 years: 24.9% p.a.
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3 years: 13.2% p.a.
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3 months: 14.5% increase
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1 month: 4.5% increase
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Risk
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Probability of 15% y-o-y loss: 3.8% vs 18% for S&P500
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Sortino Ratio: 8.7 vs 2.6 for S&P500
How to use?
You can use this strategy in any account where you can buy Fidelity funds.
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If your account does not offer the funds , then use the fund that is closest to our recommendation.
Considering that the MF-F plan is a single fund at a time strategy (vs a portfolio of funds), you may want to hold 50% of your investments in a birthdate fund of your desire and the remaining 50% in this strategy for that extra boost. Or like we do, use the Mutual Fund pack for 50%/50% MF-V and MF-F strategies